Let’s Talk 2026 | West Hawaii Real Estate & Mortgage Outlook

Aloha! 🌺
In this video, Julie Ziemelis with 365Hawaii | Real Broker sits down with Travis Green of Guild Mortgage to share real-world predictions for the 2026 West Hawaii real estate and mortgage market.

We break down what buyers and sellers should realistically expect in the year ahead — from mortgage rates and buyer behavior to inventory, pricing adjustments, and seller concessions. This conversation is based on what we’re actually seeing on the ground here in Kona, not hype or headlines.

🎯 Topics covered include:
• 2026 mortgage rate outlook (low 6% range and why)
• Why rate stability matters more than rate drops
• Buyer incentives, concessions, and rate buy-downs
• Why solar, split AC systems, and energy efficiency matter more than ever
• HOA fee stabilization and insurance trends in Kona condos
• Why some sellers must sell — and what that means for buyers
• Smart strategies for buyers navigating a softer market
• Tips for sellers pricing correctly in 2026

📍 We also feature a turn-key ocean-view home in Lokahi Makai, highlighting what today’s buyers are asking for — and what’s helping homes stand out in the current market.

Whether you’re thinking about buying, selling, or relocating to West Hawaii, this video will help you make informed decisions based on today’s conditions and what’s likely ahead.

📞 Interested in a showing or more info? Contact details are below.
Mahalo for watching — like, subscribe, and follow 365Hawaii for more Hawaiʻi home tours and neighborhood insights.

🏖️ If you’ve been on the fence about buying in Hawaii, this could be your best chance to get a great deal before rates change again. Let’s find your dream home in paradise! 🌺

📩 Contact us for expert guidance & free resources!
📞 Julie Ziemelis | RS-85062
📍 REAL Broker
📧 Julie@Ziemelis.com
📲 808-333-1004
🌍 www.365hawaiiliving.com

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