In this Hawaii Island Real Estate Market Update, Julie Ziemelis and a team of local real estate experts break down what’s happening right now across the island and what we’re seeing as we move into the new year.

We cover:

🏦 Mortgage & Interest Rate Trends
Guild Mortgage’s Travis Green explains where rates are sitting, why they moved recently, and what that means for buyers. We’re also seeing mortgage applications rise, which could signal more activity ahead.

📍 East Hawaiʻi – Hilo & Puna
Inventory, median prices, days on market, and what’s really selling — including updates on South Hilo, Puna, and Hawaiian Paradise Park (HPP). Some areas are moving faster than expected when homes are priced right.

🌋 South Hawaiʻi – Ocean View, Ranchos, Discovery Harbour
We talk about the big challenge in this region: homeowner’s insurance and how that’s affecting financing, concessions, and buyer decisions. Cash is still king in some neighborhoods, but deals are happening.

🌴 West Hawaiʻi – Kona, Waikoloa, & Neighborhood Spotlights
We look at single-family vs. condo trends, price reductions, days on market, and which neighborhoods are seeing steady movement — including Waikoloa Village, Ko’olani Estates, Alii Lani, and Lokahi Makai.

💡 Big Topics We Discuss:
• Are we in a buyer’s market now?
• Why buyers are hesitating — rates, uncertainty, or waiting for “the bottom”?
• Seller concessions, rate buy-downs, and creative deal structures
• Should buyers wait for price drops… or make the offer now?

👉 If you’re thinking about buying or selling on the Big Island, this conversation will help you understand what’s really happening on the ground, not just headlines.

📩 Have questions about your area? Drop them in the comments — we’ll cover them in a future update.
🌐 More resources: 365HawaiiRE.com